A gradient background transitioning from black to blue, with a subtle curved pattern.

Motorcycle Insurance Ride Free, Stay Covered

A person wearing a black helmet and leather jacket riding a motorcycle on a rural road with trees on either side during sunset.

Motorcycle Insurance in Miamisburg, Ohio

Coverage That Rides With You

There’s nothing quite like the open road on two wheels. Whether you’re heading to work, cruising around Miamisburg on the weekend, or taking a long ride through the countryside, motorcycle insurance helps keep you—and your bike—protected every mile of the way.

At Nestor Insurance Agency, we’re riders too. We get the thrill of the ride and the risks that come with it. That’s why we offer dependable, affordable motorcycle insurance tailored to your bike, your lifestyle, and your budget.

  • Motorcycle insurance works a lot like car insurance but is built for the unique risks bikers face. A standard policy can include:

    • Liability Coverage – Helps pay for injuries or damage you cause to others in an accident

    • Collision Coverage – Pays to repair or replace your bike after a crash, no matter who’s at fault

    • Comprehensive Coverage – Covers non-collision damage like theft, fire, hail, or vandalism

    • Uninsured/Underinsured Motorist Coverage – Protects you if you’re hit by a driver with too little (or no) insurance

    • Medical Payments / PIP – Helps with medical bills for you or your passenger after an accident

    • Optional Add-Ons – Like roadside assistance, trip interruption coverage, or protection for custom parts and gear

    • It’s the Law. Like most states, Ohio requires motorcycle riders to carry a minimum level of liability insurance. Riding uninsured could mean fines, a suspended license, or having your bike impounded.

    • Motorcycles Are More Exposed. Without the protection of a car around you, even minor accidents can lead to major injuries. Motorcycle insurance helps cover medical costs so you can focus on recovery, not bills.

    • Repairs & Replacements Add Up Fast. Whether your bike is damaged in a crash or stolen from your garage, the right coverage helps protect your investment.

    • It Shields You from Legal Trouble. If you’re found at fault in a crash and someone sues, liability insurance can cover court costs, legal fees, and settlements.

    • It Covers Your Custom Gear. We know how much time (and money) goes into customizing a bike. Coverage is available for chrome upgrades, saddlebags, riding gear, and more.

    • Peace of Mind. Knowing you’re protected helps you enjoy every ride with confidence—no matter where the road takes you.

  • If you ride it, we can insure it:

    • Standard motorcycles

    • Cruisers and touring bikes

    • Scooters and mopeds

    • Trikes and three-wheelers

    • ATVs (Ask us about off-road coverage options)

Local Riders, Local Coverage

At Nestor Insurance Agency, we’re proud to serve riders across Miamisburg with personalized service and competitive rates from top insurance carriers. As an independent agency, we work for you, not the insurance companies, so you get the right coverage at the right price.

Call 937-866-6138 today or fill out the form below to schedule your no-cost, no-obligation consultation. We’ll walk you through your options and help you hit the road fully protected.

And while you’re here, ask about bundling your motorcycle, home, and auto insurance—it’s a great way to save and simplify your coverage.

Get A Quote