Business Auto Insurance

If it drives your business, it should be covered.

Whether you’re delivering products, visiting job sites, or hauling tools and equipment, your business depends on vehicles. But here’s the catch—personal auto insurance usually doesn’t cover accidents that happen while working. That’s where Business Auto Insurance comes in.

What It Covers:

Business Auto Insurance (also called Commercial Auto Insurance) protects vehicles used for work. Coverage typically includes:

• Liability – Covers injuries or property damage if your driver is at fault

• Collision – Repairs your vehicle after an accident, no matter who’s at fault

• Comprehensive – Covers theft, vandalism, weather damage, and more

• Uninsured/Underinsured Motorist – Protects you if the other driver doesn’t have enough insurance

• Medical Payments – Helps pay for medical costs for you and your passengers

Why It Matters:

• Personal coverage won’t cut it – Most personal policies exclude business use

• Protects your bottom line – One accident could cost thousands in repairs, medical bills, or lawsuits

• Works for fleets – One policy can cover all your business vehicles

• Required in many cases – Especially for contracts, leases, or regulated industries

Who Needs It?

You probably need Business Auto Insurance if you:

• Use a vehicle to meet clients or travel to job sites

• Deliver goods or transport tools and equipment

• Own or lease company vehicles

• Have employees who drive for work

Even one vehicle used for work makes you vulnerable to risks most personal auto policies don’t cover. Let’s make sure your business stays protected on the road. Call us at 937-866-6138 or fill out the form below to get the right coverage in place.