Commercial General Liability
Protection Against the Unexpected

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Barista smiling while looking at a tablet in a coffee shop with an espresso machine in the background.

One accident. One lawsuit. One big reason to be covered.

Whether you own a shop, offer services, or manage job sites, running a business comes with risk. Commercial General Liability (CGL) Insurance helps protect you when accidents happen—and when someone blames your business.

What It Covers:

  • Bodily injury – A customer trips and falls in your store

  • Property damage – Your work accidentally damages a client’s property

  • Personal & advertising injury – Claims of slander, libel, or copyright infringement

  • Legal costs – Covers attorney fees, settlements, and court costs—even if the claim isn’t valid

Why It Matters:

  • Protects your business from costly lawsuits

  • Helps you meet contract or lease requirements

  • Covers a wide range of incidents, on and off your property

  • Offers peace of mind so you can focus on running your business

Who Needs It?

  • Contractors and tradespeople

  • Local retailers and restaurants

  • Consultants and service providers

  • Anyone who deals with customers, clients, or public spaces

Your work is valuable. Don’t let one claim put it at risk. Let’s talk about how liability coverage can support your business. Call us at 937-866-6138 today or fill out the form below to get started.

Connect with a neighbor who cares. Contact us today and experience the Nestor difference – where local service meets decades of expertise.